Likely sold or withdrawnWe last saw this listing 22 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$744/mo
Cash needed
$283K
Return after costs
3.1%
Cash return
3.2%
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6 BED SINGLE-FAMILY HOMEListed 90d ago
You'd make about $744 a month, and it holds up.
The rent is our own estimate — worth checking against two or three real local lettings. An empty month costs you 6 months of it, so there is room for things to go wrong. It has been listed 90 days without selling, which is your argument for offering less.
2049 N 63rd St, Philadelphia, PA 19151 · 2,520 sqft · $169/sqft
Real 12.32% return before costs with manageable risks.
Why it works
Monthly profit +$744/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
12.32% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,638–$5,237/mo · n=7
Financing
DepositYour cash in — the rest is the mortgage25% · $106,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $113,940–$212,430 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $318,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$744
after mortgage, operating costs & tax
Rent in$4,365/mo
$4,197Collected
$4,197/mo actually reaches you — the other $168 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$2,121Mortgage$1,500Costs$744Your profit
$744/mo left as profit · 18% of rent kept
Mortgage$2,121
Costs$1,500
Management$437
Maintenance$67
Insurance$40
CapEx reserve$218
Voids + council tax$7
Ltd co. accounts$104
Tax—
Profit+$744
Returns
Return before costson price12.32%
Cash returnon cash3.15%
Gross margin$2,697
Cash needed$283,248
Monthly profit payback31y 9m
Data confidence
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