Likely sold or withdrawnWe last saw this listing 22 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$974/mo
Cash needed
$203K
Return after costs
5.8%
Cash return
5.7%
⊞ View all 3
6 BED SINGLE-FAMILY HOMEListed 257d ago
You'd make about $974 a month, and it holds up.
The rent is our own estimate — worth checking against two or three real local lettings. An empty month costs you 4 months of it, so there is room for things to go wrong. It has been listed 257 days without selling, which is your argument for offering less.
3502 Grant Ave, Philadelphia, PA 19114 · 1,484 sqft · $219/sqft
Real 14.33% return before costs with manageable risks.
Why it works
Monthly profit +$974/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
14.33% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,298–$4,565/mo · n=1
Financing
DepositYour cash in — the rest is the mortgage25% · $81,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $77,680–$145,090 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $243,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$974
after mortgage, operating costs & tax
Rent in$3,880/mo
$3,731Collected
$3,731/mo actually reaches you — the other $149 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$1,622Mortgage$1,285Costs$974Your profit
$974/mo left as profit · 26% of rent kept
Mortgage$1,622
Costs$1,285
Management$388
Maintenance$67
Insurance$28
CapEx reserve$194
Voids + council tax$7
Ltd co. accounts$104
Tax—
Profit+$974
Returns
Return before costson price14.33%
Cash returnon cash5.75%
Gross margin$2,446
Cash needed$203,198
Monthly profit payback17y 5m
Data confidence
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