Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
⊞ View all 17
4 BED SINGLE-FAMILY HOMEListed 168d ago
Strong return buy-to-let
400 W Carolina Ave, Crewe, VA 23930 · 2,419 sqft · $93/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$225K
Return before costson price
9.74%
est rent $1,826not enough comparables
Cash needed
$197K
deposit + costs
Monthly profit
+$46
net of mgmt + voids
5y Return on your cash
2.9%
after tax
IRR
—
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $56,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $225,000 asking ($135,000). Raw model: $104,705–$195,415. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $168,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$46
after mortgage, operating costs & tax
Rent in$1,756/mo
Where it goes
$1,123$657
$46/mo left as profit · 3% of rent kept
Mortgage$1,123
Costs$657
Management$183
Maintenance$67
Insurance$28
CapEx reserve$91
Voids + council tax$6
Tax—
Profit+$46
Income
Monthly rent+$1,826
After 2wk voids: $1,756/mo
Outgoings
Mortgage-$1,123
Operating costs-$657
show breakdown ▾
Management (10% of rent)-$183
CapEx reserve (5% of rent)-$91
Council Tax × voids (2w/yr)-$6
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price9.74%
Cash returnon cash0.28%
Gross margin$1,099
Cash needed$197,056
Monthly profit payback100+ yrs
Data confidence
Lender stress test
Rent-covers-mortgage check0.89
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$21,912
$7,887
$13,472
$0
$105
$448
$448
Year 2
$22,569
$8,124
$13,472
$0
$185
$788
$1,236
Year 3
$23,246
$8,367
$13,472
$0
$267
$1,140
$2,376
Year 4
$23,944
$8,618
$13,472
$0
$352
$1,501
$3,877
Year 5
$24,662
$8,877
$13,472
$0
$439
$1,874
$5,751
Year 5 disposal
Disposal gain (gross)-$123,992
CGT$0
Net Disposal proceeds$242,208
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort4 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 5709.1 km
Reason
4-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
85/100
Strong
9.74% — verify the rent + comps locally.
9.74% Return before costs — above-market
Price
$225K
Return before costs
9.74%
est rent $1,826/monot enough comparables
Bedrooms
4
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $56,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $225,000 asking ($135,000). Raw model: $104,705–$195,415. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $168,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$46
after mortgage, operating costs & tax
Rent in$1,756/mo
Where it goes
$1,123$657
$46/mo left as profit · 3% of rent kept
Mortgage$1,123
Costs$657
Management$183
Maintenance$67
Insurance$28
CapEx reserve$91
Voids + council tax$6
Tax—
Profit+$46
Income
Monthly rent+$1,826
After 2wk voids: $1,756/mo
Outgoings
Mortgage-$1,123
Operating costs-$657
show breakdown ▾
Management (10% of rent)-$183
CapEx reserve (5% of rent)-$91
Council Tax × voids (2w/yr)-$6
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price9.74%
Cash returnon cash0.28%
Gross margin$1,099
Cash needed$197,056
Monthly profit payback100+ yrs
Data confidence
Lender stress test
Rent-covers-mortgage check0.89
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$21,912
$7,887
$13,472
$0
$105
$448
$448
Year 2
$22,569
$8,124
$13,472
$0
$185
$788
$1,236
Year 3
$23,246
$8,367
$13,472
$0
$267
$1,140
$2,376
Year 4
$23,944
$8,618
$13,472
$0
$352
$1,501
$3,877
Year 5
$24,662
$8,877
$13,472
$0
$439
$1,874
$5,751
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily / Rent by the room
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$197K
25% deposit$56,250
Refurb$135,000
Legal + survey$1,700
Mortgage + broker$4,375
Cash needed$197,056
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
Make an offer
Pro analysis — outcome range, stress tests & portfolio impact
Your notes
Auto-saves
Sources: Zillow · County records · GreatSchools Estimates not financial advice