Offer the asking price$124,900Asking price from listing
Deposit a typical assumption25%Standard 75% LTV for rental
Mortgage rate a typical assumption7.00%5-year fixed (market average) — 7.00% (as of 2026-05).
Rent no rent on file$0/moNo rent data — verify locally
Empty weeks a year a typical assumption2 wksTypical voids for rental
Doing it up a general default, not this property$74,940Capped at 60% of $124,900 asking ($74,940). Raw model: $42,690–$80,380. Verify with a surveyor before offering.
Mortgage term a general default, not this property30 yrs
Stress rate a typical assumption8.00%Fed base + 2pp stress (8.0%)
Solicitor + survey a typical figure, not a quote$1,700Standard house — $1,100 legal + $600 survey
Lender fees a typical figure, not a quote$2,8742% product fee on $93,675 loan + $1,000 booking fee
Letting agent a typical assumption10%Typical rental agency rate
Insurance a typical figure, not a quote$20/moTypical building+landlord cover for sub-$200K
Maintenance a general default, not this property$67/moDefault $67/mo — type unknown
Service charge a typical figure, not a quote$0/moFreehold — no service charge
Ground rent a typical figure, not a quote$0/moFreehold — no ground rent
These are this page's own derivation notes, unedited. A figure marked a typical figure, not a quote is our model of a cost for a property of this kind in this area — not a price anybody has given you, and the first thing worth replacing with a real one.