Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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6 BED SINGLE-FAMILY HOMEListed 88d ago
Strong return buy-to-let
59 N 13th Avenue, Brighton, CO 80601 · 2,816 sqft · $174/sqft
Monthly profit +$695/mo from completion — the no.1 reason to invest
10.57% return before costs — above-market
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
+$695/mo
Pays you every month, net of costs
Price
$490K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$304K
Deposit + fees + refurb
Return before costson price10.57%5-yr return on cash 14%Rent est. $4,316 ($3,789–$4,916)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,789–$4,916/mo · n=5
Financing
DepositYour cash in — the rest is the mortgage25% · $122,500
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $118,600–$221,220 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $367,500 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$695
after mortgage, operating costs & tax
Rent in$4,316/mo
$4,150Collected
$4,150/mo actually reaches you — the other $166 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$2,445Mortgage$1,176Costs$695Your profit
$695/mo left as profit · 17% of rent kept
Mortgage$2,445
Costs$1,176
Management$432
Maintenance$67
Insurance$40
CapEx reserve$216
Voids + council tax$9
Ltd co. accounts$104
Tax—
Profit+$695
Returns
Return before costson price10.57%
Cash returnon cash2.75%
Gross margin$2,974
Cash needed$303,533
Monthly profit payback36y 5m
Data confidence
Lender stress test
Rent-covers-mortgage check1.08
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$51,792
$14,109
$29,340
$0
$1,585
$6,758
$6,758
Year 2
$53,346
$14,532
$29,340
$0
$1,800
$7,674
$14,432
Year 3
$54,946
$14,968
$29,340
$0
$2,021
$8,617
$23,049
Year 4
$56,595
$15,417
$29,340
$0
$2,249
$9,589
$32,638
Year 5
$58,292
$15,880
$29,340
$0
$2,484
$10,589
$43,227
Year 5 disposal
Disposal gain (gross)-$144,385
CGT$0
Net Disposal proceeds$527,475
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort6 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 7009 km
Reason
6-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
84/100
Strong
Real 10.57% — fundamentals work.
Monthly profit+$695/mo at 25% deposit @ 5.5%
10.57% Return before costs — above-market
Monthly cashflow
+$695/mo
Pays you every month, net of costs
Price
$490K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$304K
Deposit + fees + refurb
Return before costson price10.57%5-yr return on cash 14%Rent est. $4,316 ($3,789–$4,916)
Bedrooms
6
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,789–$4,916/mo · n=5
Financing
DepositYour cash in — the rest is the mortgage25% · $122,500
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $118,600–$221,220 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $367,500 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$695
after mortgage, operating costs & tax
Rent in$4,316/mo
$4,150Collected
$4,150/mo actually reaches you — the other $166 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$2,445Mortgage$1,176Costs$695Your profit
$695/mo left as profit · 17% of rent kept
Mortgage$2,445
Costs$1,176
Management$432
Maintenance$67
Insurance$40
CapEx reserve$216
Voids + council tax$9
Ltd co. accounts$104
Tax—
Profit+$695
Returns
Return before costson price10.57%
Cash returnon cash2.75%
Gross margin$2,974
Cash needed$303,533
Monthly profit payback36y 5m
Data confidence
Lender stress test
Rent-covers-mortgage check1.08
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$51,792
$14,109
$29,340
$0
$1,585
$6,758
$6,758
Year 2
$53,346
$14,532
$29,340
$0
$1,800
$7,674
$14,432
Year 3
$54,946
$14,968
$29,340
$0
$2,021
$8,617
$23,049
Year 4
$56,595
$15,417
$29,340
$0
$2,249
$9,589
$32,638
Year 5
$58,292
$15,880
$29,340
$0
$2,484
$10,589
$43,227
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicRent by the room / sharers
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$304K
25% deposit$122,500
Refurb$169,910
Legal + survey$2,150
Mortgage + broker$8,350
Cash needed$303,533
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice