Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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5 BED SINGLE-FAMILY HOMEListed 68d ago
Strong return buy-to-let
267 S 3rd Avenue, Brighton, CO 80601 · 2,163 sqft · $215/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
+$81/mo
Barely breaks even each month
Price
$465K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$264K
Deposit + fees + refurb
Return before costson price8.75%5-yr return on cash 4%Rent est. $3,392 ($3,120–$3,688)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,120–$3,688/mo · n=26
Financing
DepositYour cash in — the rest is the mortgage25% · $116,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $95,745–$178,775 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $348,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$81
after mortgage, operating costs & tax
Rent in$3,392/mo
$3,262Collected
$3,262/mo actually reaches you — the other $130 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$2,320Mortgage$991Costs
$81/mo left as profit · 2% of rent kept
Mortgage$2,320
Costs$991
Management$339
Maintenance$67
Insurance$40
CapEx reserve$170
Voids + council tax$9
Ltd co. accounts$104
Tax—
Profit+$81
Returns
Return before costson price8.75%
Cash returnon cash0.37%
Gross margin$2,271
Cash needed$264,066
Monthly profit payback100+ yrs
Data confidence
Lender stress test
Rent-covers-mortgage check0.89
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$40,704
$11,889
$27,843
$0
$185
$787
$787
Year 2
$41,925
$12,246
$27,843
$0
$349
$1,487
$2,274
Year 3
$43,183
$12,613
$27,843
$0
$518
$2,209
$4,483
Year 4
$44,478
$12,992
$27,843
$0
$692
$2,952
$7,435
Year 5
$45,813
$13,381
$27,843
$0
$872
$3,717
$11,152
Year 5 disposal
Disposal gain (gross)-$113,147
CGT$0
Net Disposal proceeds$500,563
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort5 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 7010.1 km
Reason
5-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
85/100
Strong
Real 8.75% — fundamentals work.
8.75% Return before costs — above-market
Monthly cashflow
+$81/mo
Barely breaks even each month
Price
$465K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$264K
Deposit + fees + refurb
Return before costson price8.75%5-yr return on cash 4%Rent est. $3,392 ($3,120–$3,688)
Bedrooms
5
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,120–$3,688/mo · n=26
Financing
DepositYour cash in — the rest is the mortgage25% · $116,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $95,745–$178,775 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $348,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$81
after mortgage, operating costs & tax
Rent in$3,392/mo
$3,262Collected
$3,262/mo actually reaches you — the other $130 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$2,320Mortgage$991Costs
$81/mo left as profit · 2% of rent kept
Mortgage$2,320
Costs$991
Management$339
Maintenance$67
Insurance$40
CapEx reserve$170
Voids + council tax$9
Ltd co. accounts$104
Tax—
Profit+$81
Returns
Return before costson price8.75%
Cash returnon cash0.37%
Gross margin$2,271
Cash needed$264,066
Monthly profit payback100+ yrs
Data confidence
Lender stress test
Rent-covers-mortgage check0.89
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$40,704
$11,889
$27,843
$0
$185
$787
$787
Year 2
$41,925
$12,246
$27,843
$0
$349
$1,487
$2,274
Year 3
$43,183
$12,613
$27,843
$0
$518
$2,209
$4,483
Year 4
$44,478
$12,992
$27,843
$0
$692
$2,952
$7,435
Year 5
$45,813
$13,381
$27,843
$0
$872
$3,717
$11,152
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicRent by the room / sharers
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$264K
25% deposit$116,250
Refurb$137,260
Legal + survey$2,150
Mortgage + broker$7,975
Cash needed$264,066
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice