Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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3 BED SINGLE-FAMILY HOMEListed 61d ago
Rent by the room upside on 3-bed
1017 E Avenue K6, Lancaster, CA 93535 · 1,372 sqft · $342/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$470K
Return before costson price
7.06%
est rent $2,764not enough comparablesRange $2,231–$3,424/mo (Q1–Q3)
Cash needed
$226K
deposit + costs
Monthly profit
−$545
net of mgmt + voids
5y Return on your cash
-11.5%
after tax
IRR
—
cash + capital
Rent Range
$2,231–$3,424
Q1–Q3 of comps
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $2,231–$3,424/mo · n=9
Financing
DepositYour cash in — the rest is the mortgage25% · $117,475
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $68,060–$127,360 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $352,425 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$545
after mortgage, operating costs & tax
Rent in$2,658/mo
Where it goes
$2,345$965
Outgoings exceed rent — you top up $545/mo
Mortgage$2,345
Costs$965
Management$276
Maintenance$67
Insurance$40
CapEx reserve$138
Voids + council tax$9
Tax—
Shortfall−$545
Income
Monthly rent+$2,764
After 2wk voids: $2,658/mo
Outgoings
Mortgage-$2,345
Operating costs-$965
show breakdown ▾
Management (10% of rent)-$276
CapEx reserve (5% of rent)-$138
Council Tax × voids (2w/yr)-$9
Insurance-$40
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price7.06%
Cash returnon cash-2.89%
Gross margin$1,693
Cash needed$226,275
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.69
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$33,168
$11,575
$28,136
$0
$0
-$6,543
-$6,543
Year 2
$34,163
$11,922
$28,136
$0
$0
-$5,896
-$12,439
Year 3
$35,188
$12,280
$28,136
$0
$0
-$5,228
-$17,668
Year 4
$36,244
$12,649
$28,136
$0
$0
-$4,541
-$22,209
Year 5
$37,331
$13,028
$28,136
$0
$0
-$3,833
-$26,042
Year 5 disposal
Disposal gain (gross)-$73,321
CGT$0
Net Disposal proceeds$505,837
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort3 bed
Primary profile
Family let
Nearest university
for student-let assessment
University of Glasgow · 8169.6 km
Reason
3-bed house in a suburban area — family-let demand dominates; check local school catchment ratings.
Likely sold or withdrawnWe last saw this listing 60 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
41/100
Caution
7.06% — verify the rent + comps locally.
7.06% Return before costs — above-market
Price
$470K
Return before costs
7.06%
est rent $2,764/monot enough comparablesRange $2,231–$3,424/mo (Q1–Q3)
Bedrooms
3
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $2,231–$3,424/mo · n=9
Financing
DepositYour cash in — the rest is the mortgage25% · $117,475
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $68,060–$127,360 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $352,425 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$545
after mortgage, operating costs & tax
Rent in$2,658/mo
Where it goes
$2,345$965
Outgoings exceed rent — you top up $545/mo
Mortgage$2,345
Costs$965
Management$276
Maintenance$67
Insurance$40
CapEx reserve$138
Voids + council tax$9
Tax—
Shortfall−$545
Income
Monthly rent+$2,764
After 2wk voids: $2,658/mo
Outgoings
Mortgage-$2,345
Operating costs-$965
show breakdown ▾
Management (10% of rent)-$276
CapEx reserve (5% of rent)-$138
Council Tax × voids (2w/yr)-$9
Insurance-$40
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price7.06%
Cash returnon cash-2.89%
Gross margin$1,693
Cash needed$226,275
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.69
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$33,168
$11,575
$28,136
$0
$0
-$6,543
-$6,543
Year 2
$34,163
$11,922
$28,136
$0
$0
-$5,896
-$12,439
Year 3
$35,188
$12,280
$28,136
$0
$0
-$5,228
-$17,668
Year 4
$36,244
$12,649
$28,136
$0
$0
-$4,541
-$22,209
Year 5
$37,331
$13,028
$28,136
$0
$0
-$3,833
-$26,042
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily / Rent by the room
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$226K
25% deposit$117,475
Refurb$97,710
Legal + survey$2,150
Mortgage + broker$8,049
Cash needed$226,275
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice