No rent data on file — verify locally before offering.
Why it works
Monthly profit +$768/mo from completion — the no.1 reason to invest
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
+$768/mo
Pays you every month, net of costs
Price
$53K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$47K
Deposit + fees + refurb
5-yr return on cash 86%Rent est. $1,504 ($1,431–$1,581)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,431–$1,581/mo · n=61
Financing
DepositYour cash in — the rest is the mortgage25% · $13,238
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $52,950 asking ($31,770). Raw model: $37,440–$70,630. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $39,712.5 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$768
after mortgage, operating costs & tax
Rent in$1,504/mo
$1,446Collected
$1,446/mo actually reaches you — the other $58 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$264Mortgage$472Costs$768Your profit
$768/mo left as profit · 53% of rent kept
Mortgage$264
Costs$472
Management$150
Maintenance$67
Insurance$20
CapEx reserve$75
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$768
Returns
Return before costson price34.08%
Cash returnon cash19.69%
Gross margin$974
Cash needed$46,781
Monthly profit payback5y 1m
Data confidence
Lender stress test
Rent-covers-mortgage check2.32
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$18,048
$5,667
$3,171
$0
$1,750
$7,460
$7,460
Year 2
$18,589
$5,837
$3,171
$0
$1,821
$7,761
$15,221
Year 3
$19,147
$6,012
$3,171
$0
$1,893
$8,071
$23,292
Year 4
$19,722
$6,193
$3,171
$0
$1,968
$8,390
$31,682
Year 5
$20,313
$6,379
$3,171
$0
$2,045
$8,719
$40,402
Year 5 disposal
Disposal gain (gross)-$30,479
CGT$0
Net Disposal proceeds$57,000
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort1 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Aberdeen · 7143.9 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
3418 S 182nd Street #163, SeaTac, WA 98188, Seattle, WA 98188
manufactured · 1 bed · 1 bath · 660 sqft
$52,950
est $1,504
1 / 19
10/100
Marginal
No rent data — verify locally before offering.
Monthly profit+$768/mo at 25% deposit @ 5.5%
Stress Rent-covers-mortgage check PASS at 6.5% rate stress
Monthly cashflow
+$768/mo
Pays you every month, net of costs
Price
$53K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$47K
Deposit + fees + refurb
5-yr return on cash 86%Rent est. $1,504 ($1,431–$1,581)
Bedrooms
1
1 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,431–$1,581/mo · n=61
Financing
DepositYour cash in — the rest is the mortgage25% · $13,238
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $52,950 asking ($31,770). Raw model: $37,440–$70,630. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $39,712.5 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$768
after mortgage, operating costs & tax
Rent in$1,504/mo
$1,446Collected
$1,446/mo actually reaches you — the other $58 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$264Mortgage$472Costs$768Your profit
$768/mo left as profit · 53% of rent kept
Mortgage$264
Costs$472
Management$150
Maintenance$67
Insurance$20
CapEx reserve$75
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$768
Returns
Return before costson price34.08%
Cash returnon cash19.69%
Gross margin$974
Cash needed$46,781
Monthly profit payback5y 1m
Data confidence
Lender stress test
Rent-covers-mortgage check2.32
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$18,048
$5,667
$3,171
$0
$1,750
$7,460
$7,460
Year 2
$18,589
$5,837
$3,171
$0
$1,821
$7,761
$15,221
Year 3
$19,147
$6,012
$3,171
$0
$1,893
$8,071
$23,292
Year 4
$19,722
$6,193
$3,171
$0
$1,968
$8,390
$31,682
Year 5
$20,313
$6,379
$3,171
$0
$2,045
$8,719
$40,402
What we verified
3 total
2100
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily let
Rent by the room feasibilityMin 3 beds for C4 routeBelow threshold
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$47K
25% deposit$13,238
Refurb$31,770
Legal + survey$1,700
Mortgage + broker$1,794
Cash needed$46,781
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice