That is thin: one empty month wipes out 8 months of that profit. The rent is our own estimate, not a signed tenancy. The problem is the gap between them is too small to absorb anything going wrong.
436 N Genesee Ave, Los Angeles, CA 90036 · 4,129 sqft · $338/sqft
12 BED MULTI-FAMILYListed 31d ago
$1,395,000
Why it works
Monthly profit +$1,544/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
10.62% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Passes the lender's rate test at 6.5% — lender-friendly
Lenders test the rent against a stressed rate, not the one you are quoted. This clears it.The cover level is each lender’s own policy, not law — treat it as the shape of the test. See the lender's view →
Why to be cautious
-0.9% a year over five years — you tie up a lot of cash for what it returns
The capital you tie up is large relative to what the investment returns over five years.A lower offer or a smaller deposit changes this more than a higher rent does. Try a lower offer →
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
What if I change my assumptions?
At the asking price, 25% deposit, 7.00%
Try your own numbersLive
You keep$1,544/mo
All-in cash$387,113
Payback20.9 yrs
Offer
Deposit
Mortgage rate
Rent
◧ worked out from local rents
What would have to be true?
No offer works back from a stand-in rent
Every price on this card is that rent inverted. This listing’s rent is a wider-area figure rather than a like-for-like comparison of nearby rentals, and a price worked back from it would be quoted to the $5,000 on evidence that cannot carry it.
◧ rent is a wider-area stand-in
Is it a good location?
Los Angeles
We hold no schools, flood or crime reading for this address yet — open for the map and what we do have. An absence here is a gap in our record, not a clean bill.
■ mapped to a point, not an address
What can we answer in this market?
6 of 11 questions 5 need data we do not hold in this market yet
3 of them run on numbers you set yourself, so they stay amber however good they look.
6 answered
of 11 questions
□ Coverage, not a verdict
Ready to move on this property?
Generates an offer pack with your numbers & sources — take it to the agent.
Listing seen …
List price$1,395,000
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