Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
↓ PRICE CUT ×1 −6%
⊞ View all 52
4 BED SINGLE-FAMILY HOMEListed 523d ago
Strong return buy-to-let
204 E Maryland Ave, Crewe, VA 23930 · 3,040 sqft · $105/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$319K
Return before costson price
8.89%
est rent $2,363not enough comparables
Cash needed
$279K
deposit + costs
Monthly profit
−$55
net of mgmt + voids
5y Return on your cash
0.6%
after tax
IRR
—
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $79,750
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $319,000 asking ($191,400). Raw model: $132,140–$246,230. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $239,250 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$55
after mortgage, operating costs & tax
Rent in$2,272/mo
Where it goes
$1,592$827
Outgoings exceed rent — you top up $55/mo
Mortgage$1,592
Costs$827
Management$236
Maintenance$67
Insurance$28
CapEx reserve$118
Voids + council tax$7
Tax—
Shortfall−$55
Income
Monthly rent+$2,363
After 2wk voids: $2,272/mo
Outgoings
Mortgage-$1,592
Operating costs-$827
show breakdown ▾
Management (10% of rent)-$236
CapEx reserve (5% of rent)-$118
Council Tax × voids (2w/yr)-$7
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price8.89%
Cash returnon cash-0.24%
Gross margin$1,446
Cash needed$279,381
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.84
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$28,356
$9,919
$19,101
$0
$0
-$664
-$664
Year 2
$29,207
$10,217
$19,101
$0
$0
-$111
-$775
Year 3
$30,083
$10,523
$19,101
$0
$87
$372
-$404
Year 4
$30,985
$10,839
$19,101
$0
$199
$846
$443
Year 5
$31,915
$11,164
$19,101
$0
$313
$1,337
$1,779
Year 5 disposal
Disposal gain (gross)-$175,533
CGT$0
Net Disposal proceeds$343,397
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort4 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 5709 km
Reason
4-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
65/100
Solid
8.89% — verify the rent + comps locally.
8.89% Return before costs — above-market
Price
$319K
Return before costs
8.89%
est rent $2,363/monot enough comparables
Bedrooms
4
3 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $79,750
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $319,000 asking ($191,400). Raw model: $132,140–$246,230. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $239,250 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$55
after mortgage, operating costs & tax
Rent in$2,272/mo
Where it goes
$1,592$827
Outgoings exceed rent — you top up $55/mo
Mortgage$1,592
Costs$827
Management$236
Maintenance$67
Insurance$28
CapEx reserve$118
Voids + council tax$7
Tax—
Shortfall−$55
Income
Monthly rent+$2,363
After 2wk voids: $2,272/mo
Outgoings
Mortgage-$1,592
Operating costs-$827
show breakdown ▾
Management (10% of rent)-$236
CapEx reserve (5% of rent)-$118
Council Tax × voids (2w/yr)-$7
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price8.89%
Cash returnon cash-0.24%
Gross margin$1,446
Cash needed$279,381
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.84
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$28,356
$9,919
$19,101
$0
$0
-$664
-$664
Year 2
$29,207
$10,217
$19,101
$0
$0
-$111
-$775
Year 3
$30,083
$10,523
$19,101
$0
$87
$372
-$404
Year 4
$30,985
$10,839
$19,101
$0
$199
$846
$443
Year 5
$31,915
$11,164
$19,101
$0
$313
$1,337
$1,779
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily / Rent by the room
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$279K
25% deposit$79,750
Refurb$191,400
Legal + survey$2,150
Mortgage + broker$5,785
Cash needed$279,381
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
Make an offer
Pro analysis — outcome range, stress tests & portfolio impact
Your notes
Auto-saves
Sources: Zillow · County records · GreatSchools Estimates not financial advice