Likely sold or withdrawnWe last saw this listing 38 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$827/mo
Cash needed
$79K
Return after costs
12.6%
Cash return
12.6%
⊞ View all 5
4 BED SINGLE-FAMILY HOMEListed 76d ago
You'd make about $827 a month, and it holds up.
The rent is our own estimate — worth checking against two or three real local lettings. An empty month costs you 2 months of it, so there is room for things to go wrong.
Real 24.51% return before costs with manageable risks.
Why it works
Monthly profit +$827/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
24.51% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Lenders test the rent against a stressed rate, not the one you are quoted. This clears it.The cover level is each lender’s own policy, not law — treat it as the shape of the test. See the lender's view →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,562–$2,163/mo · n=1
Financing
DepositYour cash in — the rest is the mortgage25% · $22,500
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $90,000 asking ($54,000). Raw model: $113,980–$212,640. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $67,500 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$827
after mortgage, operating costs & tax
Rent in$1,838/mo
$1,767Collected
$1,767/mo actually reaches you — the other $71 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$449Mortgage$562Costs$827Your profit
$827/mo left as profit · 47% of rent kept
Mortgage$449
Costs$562
Management$184
Maintenance$67
Insurance$20
CapEx reserve$92
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$827
Returns
Return before costson price24.51%
Cash returnon cash12.59%
Gross margin$1,206
Cash needed$78,822
Monthly profit payback8y
Data confidence
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