Likely sold or withdrawnWe last saw this listing 24 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$4,771/mo
Cash needed
$313K
Return after costs
18.3%
Cash return
18.3%
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6 BED SINGLE-FAMILY HOMEListed 38d ago
You'd make about $4,771 a month, and it holds up.
The rent is our own estimate — worth checking against two or three real local lettings. An empty month costs you 2 months of it, so there is room for things to go wrong.
No rent data on file — verify locally before offering.
Why it works
Monthly profit +$4,771/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Lenders test the rent against a stressed rate, not the one you are quoted. This clears it.The cover level is each lender’s own policy, not law — treat it as the shape of the test. See the lender's view →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $7,557–$10,458/mo · n=1
Financing
DepositYour cash in — the rest is the mortgage25% · $89,750
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $359,000 asking ($215,400). Raw model: $124,580–$232,190. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $269,250 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$4,771
after mortgage, operating costs & tax
Rent in$8,890/mo
$8,548Collected
$8,548/mo actually reaches you — the other $342 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$1,791Mortgage$2,328Costs$4,771Your profit
$4,771/mo left as profit · 56% of rent kept
Mortgage$1,791
Costs$2,328
Management$889
Maintenance$67
Insurance$28
CapEx reserve$445
Voids + council tax$7
Ltd co. accounts$104
Tax—
Profit+$4,771
Returns
Return before costson price29.72%
Cash returnon cash18.28%
Gross margin$6,220
Cash needed$313,228
Monthly profit payback5y 6m
Data confidence
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