No rent data on file — verify locally before offering.
Why it works
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
—
Return before costson price
—
est rent $4,694not enough comparables
Cash needed
—
deposit + costs
Monthly profit
—
net of mgmt + voids
5y Return on your cash
—
after tax
IRR
—
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Returns not yet calculated · Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25%
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$3,659
after mortgage, operating costs & tax
Income
Monthly rent+$4,694
After 2wk voids: $4,513/mo
Outgoings
Mortgage-$0
Operating costs-$1,035
show breakdown ▾
Management (10% of rent)-$469
CapEx reserve (5% of rent)-$235
Council Tax × voids (2w/yr)-$7
Service charge + ground rent-$175
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.00%
Cash returnon cash13.61%
Gross margin$3,479
Cash needed$322,560
Monthly profit payback7y 5m
Data confidence
Lender stress test
Rent-covers-mortgage check21.91
Rent-covers-mortgage check PASS (target 1.00)
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort8 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Glasgow · 5166.1 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
Stress Rent-covers-mortgage check PASS at 6.5% rate stress
Price
$0
vs comparable
Return before costs
—
est rent $4,694/monot enough comparables
Bedrooms
8
8 bath
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicRent by the room / sharers
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25%
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$3,659
after mortgage, operating costs & tax
Income
Monthly rent+$4,694
After 2wk voids: $4,513/mo
Outgoings
Mortgage-$0
Operating costs-$1,035
show breakdown ▾
Management (10% of rent)-$469
CapEx reserve (5% of rent)-$235
Council Tax × voids (2w/yr)-$7
Service charge + ground rent-$175
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.00%
Cash returnon cash13.61%
Gross margin$3,479
Cash needed$322,560
Monthly profit payback7y 5m
Data confidence
Lender stress test
Rent-covers-mortgage check21.91
Rent-covers-mortgage check PASS (target 1.00)
Rent by the roomupside
Tap to expand
Rent by the room conversion upside—▾
Required
Rooms (3+)8 bd
If converted
Net Rent by the room yield—
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Tax & exit
Ltd Co
Tax bandLtd Co 25%
Mortgage-interest tax rule credit$0
Annual rental tax$0
CGT yr 5$0 · company level
5y net total$188,840
Acquisition costs
$323K
25% deposit$0
Refurb$322,560
Legal + survey$1,500
Mortgage + broker$1,500
Cash needed$322,560
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Rightmove · HM Land Registry · Ofsted · EA Flood Zones Estimates not financial advice