Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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4 BED SINGLE-FAMILY HOMEListed 799d ago
Strong return buy-to-let
115 E Maryland Ave, Crewe, VA 23930 · 2,386 sqft · $67/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$160K
Return before costson price
11.50%
est rent $1,533not enough comparables
Cash needed
$140K
deposit + costs
Monthly profit
+$180
net of mgmt + voids
5y Return on your cash
8.3%
after tax
IRR
—
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $40,000
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $160,000 asking ($96,000). Raw model: $97,850–$182,820. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $120,000 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$180
after mortgage, operating costs & tax
Rent in$1,474/mo
Where it goes
$798$555
$180/mo left as profit · 12% of rent kept
Mortgage$798
Costs$555
Management$153
Maintenance$67
Insurance$20
CapEx reserve$77
Voids + council tax$5
Tax—
Profit+$180
Income
Monthly rent+$1,533
After 2wk voids: $1,474/mo
Outgoings
Mortgage-$798
Operating costs-$555
show breakdown ▾
Management (10% of rent)-$153
CapEx reserve (5% of rent)-$77
Council Tax × voids (2w/yr)-$5
Insurance-$20
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price11.50%
Cash returnon cash1.54%
Gross margin$919
Cash needed$140,128
Monthly profit payback65y
Data confidence
Lender stress test
Rent-covers-mortgage check1.01
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$18,396
$6,659
$9,580
$0
$410
$1,747
$1,747
Year 2
$18,948
$6,859
$9,580
$0
$477
$2,032
$3,779
Year 3
$19,516
$7,064
$9,580
$0
$546
$2,326
$6,104
Year 4
$20,102
$7,276
$9,580
$0
$617
$2,628
$8,732
Year 5
$20,705
$7,495
$9,580
$0
$690
$2,940
$11,672
Year 5 disposal
Disposal gain (gross)-$88,663
CGT$0
Net Disposal proceeds$172,237
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort4 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 5708.9 km
Reason
4-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
85/100
Strong
11.50% — verify the rent + comps locally.
11.50% Return before costs — above-market
Price
$160K
Return before costs
11.50%
est rent $1,533/monot enough comparables
Bedrooms
4
1 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $40,000
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $160,000 asking ($96,000). Raw model: $97,850–$182,820. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $120,000 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$180
after mortgage, operating costs & tax
Rent in$1,474/mo
Where it goes
$798$555
$180/mo left as profit · 12% of rent kept
Mortgage$798
Costs$555
Management$153
Maintenance$67
Insurance$20
CapEx reserve$77
Voids + council tax$5
Tax—
Profit+$180
Income
Monthly rent+$1,533
After 2wk voids: $1,474/mo
Outgoings
Mortgage-$798
Operating costs-$555
show breakdown ▾
Management (10% of rent)-$153
CapEx reserve (5% of rent)-$77
Council Tax × voids (2w/yr)-$5
Insurance-$20
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price11.50%
Cash returnon cash1.54%
Gross margin$919
Cash needed$140,128
Monthly profit payback65y
Data confidence
Lender stress test
Rent-covers-mortgage check1.01
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$18,396
$6,659
$9,580
$0
$410
$1,747
$1,747
Year 2
$18,948
$6,859
$9,580
$0
$477
$2,032
$3,779
Year 3
$19,516
$7,064
$9,580
$0
$546
$2,326
$6,104
Year 4
$20,102
$7,276
$9,580
$0
$617
$2,628
$8,732
Year 5
$20,705
$7,495
$9,580
$0
$690
$2,940
$11,672
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily / Rent by the room
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$140K
25% deposit$40,000
Refurb$96,000
Legal + survey$1,700
Mortgage + broker$3,400
Cash needed$140,128
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice