Likely sold or withdrawnWe last saw this listing 91 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
3 BED
3-bed property investor view
2635 Pheasant Street LOT 284, Denver, CO 80260 · 1,080 sqft · $69/sqft
No rent data on file — verify locally before offering.
Why it works
Monthly profit +$1,411/mo from completion — the no.1 reason to invest
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
+$1K/mo
Pays you every month, net of costs
Price
$75K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$65K
Deposit + fees + refurb
5-yr return on cash 113%Rent est. $2,425 ($1,979–$2,972)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,979–$2,972/mo · n=23
Financing
DepositYour cash in — the rest is the mortgage25% · $18,750
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $75,000 asking ($45,000). Raw model: $57,840–$108,380. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $56,250 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$1,411
after mortgage, operating costs & tax
Rent in$2,425/mo
$2,332Collected
$2,332/mo actually reaches you — the other $93 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$640Costs$1,411Your profit
$1,411/mo left as profit · 61% of rent kept
Mortgage$374
Costs$640
Management$243
Maintenance$67
Insurance$20
CapEx reserve$121
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$1,411
Returns
Return before costson price38.80%
Cash returnon cash25.87%
Gross margin$1,692
Cash needed$65,453
Monthly profit payback3y 11m
Data confidence
Lender stress test
Rent-covers-mortgage check3.05
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$29,100
$7,674
$4,491
$0
$3,218
$13,717
$13,717
Year 2
$29,973
$7,904
$4,491
$0
$3,340
$14,238
$27,955
Year 3
$30,872
$8,142
$4,491
$0
$3,466
$14,774
$42,729
Year 4
$31,798
$8,386
$4,491
$0
$3,595
$15,327
$58,055
Year 5
$32,752
$8,637
$4,491
$0
$3,729
$15,895
$73,950
Year 5 disposal
Disposal gain (gross)-$42,464
CGT$0
Net Disposal proceeds$80,736
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort3 bed
Primary profile
Family let
Nearest university
for student-let assessment
University of Glasgow · 7030.1 km
Reason
3-bed house in a suburban area — family-let demand dominates; check local school catchment ratings.
Likely sold or withdrawnWe last saw this listing 91 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
10/100
Marginal
No rent data — verify locally before offering.
Monthly profit+$1,411/mo at 25% deposit @ 5.5%
Stress Rent-covers-mortgage check PASS at 6.5% rate stress
Monthly cashflow
+$1K/mo
Pays you every month, net of costs
Price
$75K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$65K
Deposit + fees + refurb
5-yr return on cash 113%Rent est. $2,425 ($1,979–$2,972)
Bedrooms
3
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,979–$2,972/mo · n=23
Financing
DepositYour cash in — the rest is the mortgage25% · $18,750
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $75,000 asking ($45,000). Raw model: $57,840–$108,380. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $56,250 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$1,411
after mortgage, operating costs & tax
Rent in$2,425/mo
$2,332Collected
$2,332/mo actually reaches you — the other $93 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$640Costs$1,411Your profit
$1,411/mo left as profit · 61% of rent kept
Mortgage$374
Costs$640
Management$243
Maintenance$67
Insurance$20
CapEx reserve$121
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$1,411
Returns
Return before costson price38.80%
Cash returnon cash25.87%
Gross margin$1,692
Cash needed$65,453
Monthly profit payback3y 11m
Data confidence
Lender stress test
Rent-covers-mortgage check3.05
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$29,100
$7,674
$4,491
$0
$3,218
$13,717
$13,717
Year 2
$29,973
$7,904
$4,491
$0
$3,340
$14,238
$27,955
Year 3
$30,872
$8,142
$4,491
$0
$3,466
$14,774
$42,729
Year 4
$31,798
$8,386
$4,491
$0
$3,595
$15,327
$58,055
Year 5
$32,752
$8,637
$4,491
$0
$3,729
$15,895
$73,950
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily / Rent by the room
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$65K
25% deposit$18,750
Refurb$45,000
Legal + survey$1,700
Mortgage + broker$2,125
Cash needed$65,453
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice