Likely sold or withdrawnWe last saw this listing 17 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$331/mo
Cash needed
$198K
Return after costs
2.0%
Cash return
2.0%
⊞ View all 47
3 BED SINGLE-FAMILY HOMEListed 17d ago
You'd make about $331 a month. One empty month costs you 6 months of it.
The rent rests on 15 local lettings, so treat it as a guide. The problem is the gap between them is too small to absorb anything going wrong.
Real 11.64% return before costs with manageable risks.
Why it works
Monthly profit +$331/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
11.64% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,918–$2,482/mo · n=15
Financing
DepositYour cash in — the rest is the mortgage25% · $56,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $225,000 asking ($135,000). Raw model: $75,900–$141,920. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $168,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$331
after mortgage, operating costs & tax
Rent in$2,182/mo
$2,098Collected
$2,098/mo actually reaches you — the other $84 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$1,123Mortgage$728Costs
$331/mo left as profit · 16% of rent kept
Mortgage$1,123
Costs$728
Management$218
Maintenance$67
Insurance$28
CapEx reserve$109
Voids + council tax$6
Ltd co. accounts$104
Tax—
Profit+$331
Returns
Return before costson price11.64%
Cash returnon cash2.01%
Gross margin$1,370
Cash needed$197,888
Monthly profit payback49y 10m
Data confidence
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