No rent data on file — verify locally before offering.
Why it works
Monthly profit +$1,195/mo from completion — the no.1 reason to invest
1024.1% 5y IRR — strong total return on capital
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$1K
Return before costson price
—
est rent $1,666not enough comparables
Cash needed
$1K
deposit + costs
Monthly profit
+$1K
net of mgmt + voids
5y Return on your cash
5422.5%
after tax
IRR
1024.1%
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Returns not yet calculated · Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $325
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$1,195
after mortgage, operating costs & tax
Income
Monthly rent+$1,666
After 2wk voids: $1,602/mo
Outgoings
Mortgage-$6
Operating costs-$465
show breakdown ▾
Management (10% of rent)-$167
CapEx reserve (5% of rent)-$83
Council Tax × voids (2w/yr)-$5
Insurance-$20
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price1537.85%
Cash returnon cash1260.57%
Gross margin$1,137
Cash needed$1,137
Monthly profit payback1m
Data confidence
Lender stress test
Rent-covers-mortgage check7.41
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$19,992
$5,578
$78
$0
$2,724
$11,612
$11,612
Year 2
$20,592
$5,746
$78
$0
$2,806
$11,962
$23,574
Year 3
$21,210
$5,918
$78
$0
$2,891
$12,323
$35,897
Year 4
$21,846
$6,096
$78
$0
$2,978
$12,694
$48,591
Year 5
$22,501
$6,278
$78
$0
$3,068
$13,077
$61,668
Year 5 disposal
Disposal gain (gross)-$2,407
CGT$0
Net Disposal proceeds$1,399
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort1 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Glasgow · 5972.7 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
3127 Lakeside Commons Dr SE #1, Southport, NC 28461
condo · 1 bed · 1 bath
$1,300
est $1,666
1 / 6
0/100
Marginal
No rent data — verify locally before offering.
Monthly profit+$1,195/mo at 25% deposit @ 5.5%
Stress Rent-covers-mortgage check PASS at 6.5% rate stress
Price
$1K
vs comparable
Return before costs
—
est rent $1,666/monot enough comparables
Bedrooms
1
1 bath
What we verified
3 total
2100
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily let
Rent by the room feasibilityMin 3 beds for C4 routeBelow threshold
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $325
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$1,195
after mortgage, operating costs & tax
Income
Monthly rent+$1,666
After 2wk voids: $1,602/mo
Outgoings
Mortgage-$6
Operating costs-$465
show breakdown ▾
Management (10% of rent)-$167
CapEx reserve (5% of rent)-$83
Council Tax × voids (2w/yr)-$5
Insurance-$20
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price1537.85%
Cash returnon cash1260.57%
Gross margin$1,137
Cash needed$1,137
Monthly profit payback1m
Data confidence
Lender stress test
Rent-covers-mortgage check7.41
Rent-covers-mortgage check PASS (target 1.00)
Rent by the roomupside
Tap to expand
Rent by the room conversion upside—▾
Required
Rooms (3+)1 bd
If converted
Net Rent by the room yield—
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Tax & exit
Ltd Co
Tax bandLtd Co 25%
Mortgage-interest tax rule credit$14
Annual rental tax$0
CGT yr 5$0 · company level
5y net total$61,668
Acquisition costs
$1K
25% deposit$325
Refurb$780
Legal + survey$1,700
Mortgage + broker$1,020
Cash needed$1,137
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Rightmove · HM Land Registry · Ofsted · EA Flood Zones Estimates not financial advice