No rent data on file — verify locally before offering.
Why it works
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
—
Return before costson price
—
est rent $1,993not enough comparables
Cash needed
—
deposit + costs
Monthly profit
—
net of mgmt + voids
5y Return on your cash
—
after tax
IRR
—
cash + capital
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Returns not yet calculated · Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25%
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$1,467
after mortgage, operating costs & tax
Income
Monthly rent+$1,993
After 2wk voids: $1,916/mo
Outgoings
Mortgage-$0
Operating costs-$526
show breakdown ▾
Management (10% of rent)-$199
CapEx reserve (5% of rent)-$100
Council Tax × voids (2w/yr)-$7
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.00%
Cash returnon cash11.72%
Gross margin$1,391
Cash needed$150,285
Monthly profit payback8y 7m
Data confidence
Lender stress test
Rent-covers-mortgage check9.30
Rent-covers-mortgage check PASS (target 1.00)
What we verified
What we verified
2 total · click to expand
10011 ok · 0 caution · 0 fail · 1 unknown
Investor
Tenant profileUnknownRefurb costEstimate ready
Refurb cost& works budgetQ1 2026 rates
New kitchen + bathroom + light replumb + decor.
Total estimate
3-bed · 3-bath · 2262 sqft
$55k–$105k
$ per sqft
building cost only
$24–$47
Per-item breakdown (4 lines)
Kitchen · Full unit replacement$3,840–$8,640
3 × bathroom · Full strip + retile$9,975–$19,950
Paint + decor$15,834–$29,406
Flooring · Carpet on bedrooms + LVT/laminate downstairs$24,882–$47,502
Guide rates · UK May 2026
Tier-based bands — get a builder quote before exchanging.
Price & sale historyShort-let (SA) contextHousing-benefit (LHA) scheme detail
Strategy matrix
Compare 7 strategies side-by-side · best shown with ⭐
Strategy
Return before costson price
Monthly profit
Cash needed
5y Return on your cashon cash
Risk
Feasibility
Rent it out
0.00%
+$1,467
$150,285
50.4%
Low
Feasible
Housing-benefit rent
0.00%
+$976
$150,285
33.5%
Med
Feasible
Council lease
0.00%
-$150
$150,285
-6.4%
Low
Feasible
Refurb & refinance
0.00%
+$1,467
$163,635
46.3%
Med
Feasible
Short-stay let / Airbnb
—
—
—
—
—
Disabled
Buy, improve & sell
0.00%
-$150
$163,635
—
Med
Feasible
⭐ Rent by the room
0.00%
+$1,748
$171,485
24.0%
—
Feasible
Comparables
sold within 0.5 mi
Schools & catchment
Acquisition costs
All figures in $
Purchase price$0
Deposit (25%)$0
Refurb$0
Legal + survey$2,400
Mortgage fees$1,498
Total cash neededdeposit + costs (loan covers the rest)$3,898
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
About this propertyNearby active comparables
Comparable rentals
same beds + type
No nearby rentals matched on postcode prefix + bedrooms + property type.
Other deals nearby
±25% price band
No other nearby investment deals matched on postcode prefix + bedrooms.
Stress Rent-covers-mortgage check PASS at 6.5% rate stress
Price
$0
vs comparable
Return before costs
—
est rent $1,993/monot enough comparables
Bedrooms
3
3 bath
What we verified
3 total
2001
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicUnknown
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25%
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
+$1,467
after mortgage, operating costs & tax
Income
Monthly rent+$1,993
After 2wk voids: $1,916/mo
Outgoings
Mortgage-$0
Operating costs-$526
show breakdown ▾
Management (10% of rent)-$199
CapEx reserve (5% of rent)-$100
Council Tax × voids (2w/yr)-$7
Insurance-$28
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.00%
Cash returnon cash11.72%
Gross margin$1,391
Cash needed$150,285
Monthly profit payback8y 7m
Data confidence
Lender stress test
Rent-covers-mortgage check9.30
Rent-covers-mortgage check PASS (target 1.00)
Rent by the roomupside
Tap to expand
Rent by the room conversion upside—▾
Required
Rooms (3+)3 bd
If converted
Net Rent by the room yield—
Comparables
sold within 0.5 mi
Tax & exit
Ltd Co
Tax bandLtd Co 25%
Mortgage-interest tax rule credit$0
Annual rental tax$0
CGT yr 5$0 · company level
5y net total$75,725
Acquisition costs
$150K
25% deposit$0
Refurb$150,285
Legal + survey$1,500
Mortgage + broker$1,500
Cash needed$150,285
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Rightmove · HM Land Registry · Ofsted · EA Flood Zones Estimates not financial advice