That is thin: one empty month wipes out a year of that profit. The rent rests on 12 similar homes letting within 2.0 km, so treat it as a guide. The problem is the gap between them is too small to absorb anything going wrong.
5305 Seacliff Pl #3, San Diego, CA 92154 · 1,875 sqft · $239/sqft
3 BED TOWNHOUSEListed 171d · ~5.5mo
$448,895
Why it works
Monthly profit +$238/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
9.76% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Why to be cautious
-3.7% a year over five years — you tie up a lot of cash for what it returns
The capital you tie up is large relative to what the investment returns over five years.A lower offer or a smaller deposit changes this more than a higher rent does. Try a lower offer →
What if I change my assumptions?
At the asking price, 25% deposit, 7.00%
Try your own numbersLive
You keep$238/mo
All-in cash$124,568
Payback43.6 yrs
Offer
Deposit
Mortgage rate
Rent
◧ worked out from local rents
What would have to be true?
Nothing — it works at the asking price
The rent covers the mortgage, the running costs and the tax at the $448,895 asked, so there is no discount this card has to name. A lower price would be upside, not a condition.
◧ worked back from the rent
Is it a good location?
San Diego
We hold no schools, flood or crime reading for this address yet — open for the map and what we do have. An absence here is a gap in our record, not a clean bill.
■ mapped to a point, not an address
What can we answer in this market?
6 of 11 questions 5 need data we do not hold in this market yet
3 of them run on numbers you set yourself, so they stay amber however good they look.
6 answered
of 11 questions
□ Coverage, not a verdict
Ready to move on this property?
Generates an offer pack with your numbers & sources — take it to the agent.
Listing seen …
List price$448,895
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