Likely sold or withdrawnWe last saw this listing 64 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
↓ PRICE CUT ×1 −4%
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2 BED CONDOListed 105d ago
Strong return buy-to-let
100 Dew Drop Ct #100, York, PA 17403 · 1,597 sqft · $102/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
−$71/mo
You top up $71/mo
Price
$163K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$143K
Deposit + fees + refurb
Return before costson price9.93%5-yr return on cash -1%Rent est. $1,345 ($1,152–$1,570)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,152–$1,570/mo · n=8
Financing
DepositYour cash in — the rest is the mortgage25% · $40,625
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $162,500 asking ($97,500). Raw model: $75,935–$141,985. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $121,875 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$71
after mortgage, operating costs & tax
Rent in$1,345/mo
$1,293Collected
$1,293/mo actually reaches you — the other $52 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$811Mortgage$605Costs
Outgoings exceed rent — you top up $71/mo
Mortgage$811
Costs$605
Management$135
Maintenance$67
Insurance$20
CapEx reserve$67
Voids + council tax$5
Ltd co. accounts$104
Tax—
Shortfall−$71
Returns
Return before costson price9.93%
Cash returnon cash-0.59%
Gross margin$688
Cash needed$143,406
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.81
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$16,140
$7,263
$9,730
$0
$0
-$853
-$853
Year 2
$16,624
$7,481
$9,730
$0
$0
-$587
-$1,440
Year 3
$17,123
$7,705
$9,730
$0
$0
-$312
-$1,752
Year 4
$17,637
$7,936
$9,730
$0
$0
-$30
-$1,782
Year 5
$18,166
$8,175
$9,730
$0
$50
$211
-$1,571
Year 5 disposal
Disposal gain (gross)-$90,022
CGT$0
Net Disposal proceeds$174,928
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort2 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Glasgow · 5404.3 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
Likely sold or withdrawnWe last saw this listing 64 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
65/100
Solid
Real 9.93% — fundamentals work.
9.93% Return before costs — above-market
Monthly cashflow
−$71/mo
You top up $71/mo
Price
$163K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$143K
Deposit + fees + refurb
Return before costson price9.93%5-yr return on cash -1%Rent est. $1,345 ($1,152–$1,570)
Bedrooms
2
2 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,152–$1,570/mo · n=8
Financing
DepositYour cash in — the rest is the mortgage25% · $40,625
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $162,500 asking ($97,500). Raw model: $75,935–$141,985. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $121,875 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$71
after mortgage, operating costs & tax
Rent in$1,345/mo
$1,293Collected
$1,293/mo actually reaches you — the other $52 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$811Mortgage$605Costs
Outgoings exceed rent — you top up $71/mo
Mortgage$811
Costs$605
Management$135
Maintenance$67
Insurance$20
CapEx reserve$67
Voids + council tax$5
Ltd co. accounts$104
Tax—
Shortfall−$71
Returns
Return before costson price9.93%
Cash returnon cash-0.59%
Gross margin$688
Cash needed$143,406
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.81
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$16,140
$7,263
$9,730
$0
$0
-$853
-$853
Year 2
$16,624
$7,481
$9,730
$0
$0
-$587
-$1,440
Year 3
$17,123
$7,705
$9,730
$0
$0
-$312
-$1,752
Year 4
$17,637
$7,936
$9,730
$0
$0
-$30
-$1,782
Year 5
$18,166
$8,175
$9,730
$0
$50
$211
-$1,571
What we verified
3 total
2100
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily let
Rent by the room feasibilityMin 3 beds for C4 routeBelow threshold
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$143K
25% deposit$40,625
Refurb$97,500
Legal + survey$1,700
Mortgage + broker$3,438
Cash needed$143,406
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice