Likely sold or withdrawnWe last saw this listing 15 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$223/mo
Cash needed
$202K
Return after costs
1.3%
Cash return
1.3%
4 BED SINGLE-FAMILY HOMEListed 61d ago
You'd make about $223 a month. One empty month costs you 10 months of it.
The rent is well evidenced — 28 similar homes letting nearby. The problem is the gap between them is too small to absorb anything going wrong.
Real 10.13% return before costs with manageable risks.
Why it works
Monthly profit +$223/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
10.13% return before costs — above-market
Rent over price, before any costs. Useful for comparing streets; it is not money you keep.Two properties on the same yield can leave you very different amounts. See what you keep →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,940–$2,680/mo · n=28
Financing
DepositYour cash in — the rest is the mortgage25% · $67,500
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $85,140–$159,080 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,400 legal + $750 survey
Mortgage fees ($)
2% product fee on $202,500 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $200K–$400K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$223
after mortgage, operating costs & tax
Rent in$2,280/mo
$2,192Collected
$2,192/mo actually reaches you — the other $88 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$1,347Mortgage$710Costs
$223/mo left as profit · 10% of rent kept
Mortgage$1,347
Costs$710
Management$228
Maintenance$67
Insurance$28
CapEx reserve$114
Voids + council tax$7
Ltd co. accounts$104
Tax—
Profit+$223
Returns
Return before costson price10.13%
Cash returnon cash1.32%
Gross margin$1,482
Cash needed$202,435
Monthly profit payback75y 10m
Data confidence
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