Likely sold or withdrawnWe last saw this listing 15 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
Monthly profit
+$1,802/mo
Cash needed
$2K
Return after costs
963.5%
Cash return
963.5%
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4 BED SINGLE-FAMILY HOMEListed 55d ago
You'd make about $1,802 a month, and it holds up.
The rent is our own estimate — worth checking against two or three real local lettings. An empty month costs you 1 month of it, so there is room for things to go wrong.
No rent data on file — verify locally before offering.
Why it works
Monthly profit +$1,802/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
Stress Rent-covers-mortgage check PASS at 6.5% rate stress — lender-friendly
Lenders test the rent against a stressed rate, not the one you are quoted. This clears it.The cover level is each lender’s own policy, not law — treat it as the shape of the test. See the lender's view →
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Estimated rent from few comparables — verify.
Financing
DepositYour cash in — the rest is the mortgage25% · $625
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.00%
3.00%9.00%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $2,500 asking ($1,500). Raw model: $90,705–$169,415. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $1,875 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$1,802
after mortgage, operating costs & tax
Rent in$2,422/mo
$2,329Collected
$2,329/mo actually reaches you — the other $93 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$608Costs$1,802Your profit
$1,802/mo left as profit · 77% of rent kept
Mortgage$12
Costs$608
Management$242
Maintenance$67
Insurance$20
CapEx reserve$121
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$1,802
Returns
Return before costson price1162.56%
Cash returnon cash963.46%
Gross margin$1,721
Cash needed$2,244
Monthly profit payback2m
Data confidence
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