Likely sold or withdrawnWe last saw this listing 54 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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6 BED MULTI-FAMILYListed 78d ago
Rent by the room upside on 6-bed
212 School St, Taunton, MA 02780 · 1,853 sqft · $372/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
−$892/mo
You top up $892/mo
Price
$689K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$321K
Deposit + fees + refurb
Return before costson price7.26%5-yr return on cash -14%Rent est. $4,171 ($3,545–$4,908)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,545–$4,908/mo · n=1
Financing
DepositYour cash in — the rest is the mortgage25% · $172,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $90,595–$169,075 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,900 legal + $1,000 survey
Mortgage fees ($)
2% product fee on $516,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$892
after mortgage, operating costs & tax
Rent in$4,171/mo
$4,011Collected
$4,011/mo actually reaches you — the other $160 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$3,438Mortgage$1,625Costs
Outgoings exceed rent — you top up $892/mo
Mortgage$3,438
Costs$1,625
Management$417
Maintenance$67
Insurance$40
CapEx reserve$209
Voids + council tax$11
Ltd co. accounts$104
Tax—
Shortfall−$892
Returns
Return before costson price7.26%
Cash returnon cash-3.34%
Gross margin$2,386
Cash needed$320,730
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.68
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$50,052
$19,501
$41,255
$0
$0
-$10,704
-$10,704
Year 2
$51,554
$20,086
$41,255
$0
$0
-$9,788
-$20,492
Year 3
$53,100
$20,688
$41,255
$0
$0
-$8,844
-$29,336
Year 4
$54,693
$21,309
$41,255
$0
$0
-$7,871
-$37,207
Year 5
$56,334
$21,948
$41,255
$0
$0
-$6,870
-$44,077
Year 5 disposal
Disposal gain (gross)-$93,821
CGT$0
Net Disposal proceeds$741,694
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort6 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 4909.8 km
Reason
6-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
Likely sold or withdrawnWe last saw this listing 54 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
43/100
Caution
7.26% — verify the rent + comps locally.
7.26% Return before costs — above-market
Monthly cashflow
−$892/mo
You top up $892/mo
Price
$689K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$321K
Deposit + fees + refurb
Return before costson price7.26%5-yr return on cash -14%Rent est. $4,171 ($3,545–$4,908)
Bedrooms
6
3 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $3,545–$4,908/mo · n=1
Financing
DepositYour cash in — the rest is the mortgage25% · $172,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $90,595–$169,075 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,900 legal + $1,000 survey
Mortgage fees ($)
2% product fee on $516,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$892
after mortgage, operating costs & tax
Rent in$4,171/mo
$4,011Collected
$4,011/mo actually reaches you — the other $160 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$3,438Mortgage$1,625Costs
Outgoings exceed rent — you top up $892/mo
Mortgage$3,438
Costs$1,625
Management$417
Maintenance$67
Insurance$40
CapEx reserve$209
Voids + council tax$11
Ltd co. accounts$104
Tax—
Shortfall−$892
Returns
Return before costson price7.26%
Cash returnon cash-3.34%
Gross margin$2,386
Cash needed$320,730
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.68
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$50,052
$19,501
$41,255
$0
$0
-$10,704
-$10,704
Year 2
$51,554
$20,086
$41,255
$0
$0
-$9,788
-$20,492
Year 3
$53,100
$20,688
$41,255
$0
$0
-$8,844
-$29,336
Year 4
$54,693
$21,309
$41,255
$0
$0
-$7,871
-$37,207
Year 5
$56,334
$21,948
$41,255
$0
$0
-$6,870
-$44,077
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicRent by the room / sharers
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$321K
25% deposit$172,250
Refurb$129,835
Legal + survey$2,900
Mortgage + broker$11,335
Cash needed$320,730
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice