Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
↓ PRICE CUT ×2 −6%
⊞ View all 19
1 BED CONDOListed 102d ago
1-bed condo investor view
234 Marlborough St APT 1, Boston, MA 02116 · 896 sqft · $1,037/sqft
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
−$3K/mo
You top up $3K/mo
Price
$929K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$323K
Deposit + fees + refurb
Return before costson price4.13%5-yr return on cash -56%Rent est. $3,201 ($2,711–$3,780)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $2,711–$3,780/mo · n=165
Financing
DepositYour cash in — the rest is the mortgage25% · $232,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $45,700–$85,970 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,900 legal + $1,000 survey
Mortgage fees ($)
2% product fee on $696,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$3,117
after mortgage, operating costs & tax
Rent in$3,201/mo
$3,078Collected
$3,078/mo actually reaches you — the other $123 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$4,636Mortgage$1,682Costs
Outgoings exceed rent — you top up $3,117/mo
Mortgage$4,636
Costs$1,682
Management$320
Maintenance$67
Insurance$40
CapEx reserve$160
Voids + council tax$12
Ltd co. accounts$104
Tax—
Shortfall−$3,117
Returns
Return before costson price4.13%
Cash returnon cash-11.57%
Gross margin$1,396
Cash needed$323,224
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.39
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$38,412
$20,187
$55,626
$0
$0
-$37,401
-$37,401
Year 2
$39,564
$20,793
$55,626
$0
$0
-$36,854
-$74,255
Year 3
$40,751
$21,417
$55,626
$0
$0
-$36,291
-$110,547
Year 4
$41,974
$22,059
$55,626
$0
$0
-$35,711
-$146,258
Year 5
$43,233
$22,721
$55,626
$0
$0
-$35,114
-$181,372
Year 5 disposal
Disposal gain (gross)-$16,266
CGT$0
Net Disposal proceeds$1,000,049
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort1 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Glasgow · 4876.9 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
Likely sold or withdrawnWe last saw this listing 16 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
11/100
Marginal
4.13% — verify the rent + comps locally.
4.13% Return before costs — around the area average for this property type.
Monthly profit −$3,117/mo at the default 25% deposit @ 5.5% — open the calculator to stress-test.
Monthly cashflow
−$3K/mo
You top up $3K/mo
Price
$929K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$323K
Deposit + fees + refurb
Return before costson price4.13%5-yr return on cash -56%Rent est. $3,201 ($2,711–$3,780)
Bedrooms
1
1 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $2,711–$3,780/mo · n=165
Financing
DepositYour cash in — the rest is the mortgage25% · $232,250
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Tiered estimate (full refurb): $45,700–$85,970 range from $/sqft + per-room model
Legal + survey ($)
Standard house — $1,900 legal + $1,000 survey
Mortgage fees ($)
2% product fee on $696,750 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for $400K+
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
-$3,117
after mortgage, operating costs & tax
Rent in$3,201/mo
$3,078Collected
$3,078/mo actually reaches you — the other $123 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$4,636Mortgage$1,682Costs
Outgoings exceed rent — you top up $3,117/mo
Mortgage$4,636
Costs$1,682
Management$320
Maintenance$67
Insurance$40
CapEx reserve$160
Voids + council tax$12
Ltd co. accounts$104
Tax—
Shortfall−$3,117
Returns
Return before costson price4.13%
Cash returnon cash-11.57%
Gross margin$1,396
Cash needed$323,224
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.39
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$38,412
$20,187
$55,626
$0
$0
-$37,401
-$37,401
Year 2
$39,564
$20,793
$55,626
$0
$0
-$36,854
-$74,255
Year 3
$40,751
$21,417
$55,626
$0
$0
-$36,291
-$110,547
Year 4
$41,974
$22,059
$55,626
$0
$0
-$35,711
-$146,258
Year 5
$43,233
$22,721
$55,626
$0
$0
-$35,114
-$181,372
What we verified
3 total
2100
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily let
Rent by the room feasibilityMin 3 beds for C4 routeBelow threshold
Comparables
sold within 0.5 mi
Location & transport
Loading map…
PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$323K
25% deposit$232,250
Refurb$65,835
Legal + survey$2,900
Mortgage + broker$14,935
Cash needed$323,224
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
Make an offer
Pro analysis — outcome range, stress tests & portfolio impact
Your notes
Auto-saves
Sources: Zillow · County records · GreatSchools Estimates not financial advice