Likely sold or withdrawnWe last saw this listing 25 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
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2 BED MANUFACTUREDListed 74d ago
Strong return buy-to-let
11 Christmas Tree Mobile Home Park, Epsom, NH 03234 · 1,155 sqft · $141/sqft
Monthly profit +$428/mo from completion — the no.1 reason to invest
15.01% return before costs — above-market
Why to be cautious
No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Monthly cashflow
+$428/mo
Pays you every month, net of costs
Price
$163K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$145K
Deposit + fees + refurb
Return before costson price15.01%5-yr return on cash 17%Rent est. $2,037 ($1,622–$2,558)
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,622–$2,558/mo · n=7
Financing
DepositYour cash in — the rest is the mortgage25% · $40,725
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $162,900 asking ($97,740). Raw model: $54,765–$102,805. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $122,175 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$428
after mortgage, operating costs & tax
Rent in$2,037/mo
$1,959Collected
$1,959/mo actually reaches you — the other $78 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$813Mortgage$796Costs$428Your profit
$428/mo left as profit · 22% of rent kept
Mortgage$813
Costs$796
Management$204
Maintenance$67
Insurance$20
CapEx reserve$102
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$428
Returns
Return before costson price15.01%
Cash returnon cash3.55%
Gross margin$1,163
Cash needed$144,574
Monthly profit payback28y 2m
Data confidence
Lender stress test
Rent-covers-mortgage check1.16
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$24,444
$9,551
$9,754
$0
$976
$4,163
$4,163
Year 2
$25,177
$9,837
$9,754
$0
$1,061
$4,525
$8,688
Year 3
$25,933
$10,132
$9,754
$0
$1,149
$4,897
$13,586
Year 4
$26,711
$10,436
$9,754
$0
$1,239
$5,281
$18,867
Year 5
$27,512
$10,750
$9,754
$0
$1,332
$5,676
$24,543
Year 5 disposal
Disposal gain (gross)-$90,240
CGT$0
Net Disposal proceeds$175,358
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileMixed demand
Tenant profilelikely cohort2 bed
Primary profile
Mixed demand
Nearest university
for student-let assessment
University of Glasgow · 4825.6 km
Reason
Mixed-demand area without a single dominant tenant cohort. Local lettings agent can clarify.
11 Christmas Tree Mobile Home Park, Epsom, NH 03234
manufactured · 2 bed · 1 bath · 1,155 sqft
$162,900
est $2,037 · 15.01% gross
1 / 25
Likely sold or withdrawnWe last saw this listing 25 days ago. It may no longer be available — treat these numbers as a reference and confirm with the listing agent before acting.
84/100
Strong
Real 15.01% — fundamentals work.
Monthly profit+$428/mo at 25% deposit @ 5.5%
15.01% Return before costs — above-market
Monthly cashflow
+$428/mo
Pays you every month, net of costs
Price
$163K
No local sold comps to compare
Return · IRR
—
Not modelled
Cash to get in
$145K
Deposit + fees + refurb
Return before costson price15.01%5-yr return on cash 17%Rent est. $2,037 ($1,622–$2,558)
Bedrooms
2
1 bath
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $1,622–$2,558/mo · n=7
Financing
DepositYour cash in — the rest is the mortgage25% · $40,725
5%100% (cash buy)
Standard 75% LTV for rental
Mortgage rate5y fixed7.0%
3.0%9.0%
5-year fixed (market average) — 7.00% (as of 2026-05).
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Fed base + 2pp stress (8.0%)
Acquisition costs
Refurb ($)
Capped at 60% of $162,900 asking ($97,740). Raw model: $54,765–$102,805. Verify with a surveyor before offering.
Legal + survey ($)
Standard house — $1,100 legal + $600 survey
Mortgage fees ($)
2% product fee on $122,175 loan + $1,000 booking fee
Running costs
Management10%
0%20%
Typical rental agency rate
Void weeks
Typical voids for rental
Insurance ($/mo)
Typical building+landlord cover for sub-$200K
Maintenance ($/mo)
Default $67/mo — type unknown
Result · Rent it out
Monthly profit
+$428
after mortgage, operating costs & tax
Rent in$2,037/mo
$1,959Collected
$1,959/mo actually reaches you — the other $78 is lost to voids: the weeks a rental sits empty between tenants, when no rent comes in.
Where it goes
$813Mortgage$796Costs$428Your profit
$428/mo left as profit · 22% of rent kept
Mortgage$813
Costs$796
Management$204
Maintenance$67
Insurance$20
CapEx reserve$102
Voids + council tax$5
Ltd co. accounts$104
Tax—
Profit+$428
Returns
Return before costson price15.01%
Cash returnon cash3.55%
Gross margin$1,163
Cash needed$144,574
Monthly profit payback28y 2m
Data confidence
Lender stress test
Rent-covers-mortgage check1.16
Rent-covers-mortgage check PASS (target 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Mortgage paydownRent profitbefore price growth
Full year-by-year breakdown
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$24,444
$9,551
$9,754
$0
$976
$4,163
$4,163
Year 2
$25,177
$9,837
$9,754
$0
$1,061
$4,525
$8,688
Year 3
$25,933
$10,132
$9,754
$0
$1,149
$4,897
$13,586
Year 4
$26,711
$10,436
$9,754
$0
$1,239
$5,281
$18,867
Year 5
$27,512
$10,750
$9,754
$0
$1,332
$5,676
$24,543
What we verified
3 total
2100
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicFamily let
Rent by the room feasibilityMin 3 beds for C4 routeBelow threshold
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Acquisition costs
$145K
25% deposit$40,725
Refurb$97,740
Legal + survey$1,700
Mortgage + broker$3,444
Cash needed$144,574
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Zillow · County records · GreatSchools Estimates not financial advice