No rent comparables — estimate is a rule-of-thumb fallback, not market data. Verify the rent locally before offering.
Property research tool — not a regulated financial service. Numbers are point-in-time estimates; how we decide →
Price
$17.89M
Return before costson price
27.00%
est rent $4,050not enough comparablesRange $6,349–$8,787/mo (Q1–Q3)
Cash needed
$5.44M
deposit + costs
Monthly profit
−$97K
net of mgmt + voids
5y Return on your cash
-107.9%
after tax
IRR
—
cash + capital
Rent Range
$6,349–$8,787
Q1–Q3 of comps
How we define each return:On price — gross yield = annual rent ÷ purchase price.On cost — net yield ÷ total project cost (price + refurb + fees).On cash — cash-on-cash & ROI ÷ the actual cash you put in (deposit + costs).
Returns not yet calculated · Listing seen …
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $6,349–$8,787/mo
Financing
DepositYour cash in — the rest is the mortgage25% · $4,472,000
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
-$97,300
after mortgage, operating costs & tax
Income
Monthly rent+$4,050
After 2wk voids: $3,894/mo
Outgoings
Mortgage-$89,257
Operating costs-$12,093
show breakdown ▾
Management (10% of rent)-$405
CapEx reserve (5% of rent)-$203
Council Tax × voids (2w/yr)-$15
Insurance-$40
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.27%
Cash returnon cash-21.46%
Gross margin-$8,199
Cash needed$5,439,792
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.03
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Year-by-year Monthly profit (5-yr horizon)
Net Monthly profit after tax. Rent + costs compound at their growth rates; mortgage principal amortises year-by-year for repayment loans.
Year
Gross Rent
Op Costs
Mortgage
Equity Built
Tax
Net
Cumulative
Year 1
$48,600
$145,119
$1,071,084
$0
$0
-$1,167,603
-$1,167,603
Year 2
$50,058
$149,473
$1,071,084
$0
$0
-$1,170,499
-$2,338,102
Year 3
$51,560
$153,957
$1,071,084
$0
$0
-$1,173,481
-$3,511,583
Year 4
$53,107
$158,576
$1,071,084
$0
$0
-$1,176,553
-$4,688,136
Year 5
$54,700
$163,333
$1,071,084
$0
$0
-$1,179,717
-$5,867,853
Year 5 disposal
Disposal gain (gross)$460,957
CGT$115,239
Net Disposal proceeds$19,140,813
What we verified
What we verified
2 total · click to expand
20002 ok · 0 caution · 0 fail · 0 unknown
Investor
Tenant profileFamily let
Tenant profilelikely cohort7 bed
Primary profile
Family let
Secondary profile
HMO / sharers
Nearest university
for student-let assessment
University of Glasgow · 8233 km
Reason
7-bed house in a suburban area — family-let demand dominates; larger property may also work as a sharer HMO.
est rent $4,050/monot enough comparablesRange $6,349–$8,787/mo (Q1–Q3)
Bedrooms
7
9 bath
What we verified
3 total
3000
Building condition1▾
Refurb costBased on beds + baths + sqftEstimate available
Investor profile2▾
Tenant profileBeds + postcode heuristicRent by the room / sharers
Rent by the room feasibilityMin 3 beds for C4 routeFeasible
Run the numbers
Each tab prefills
What-if calculator
Edit any input — outputs recalc live
Buy-to-Let. Standard rental on an Assured Shorthold Tenancy. Single household, market rent, paid monthly direct to landlord (or via agent). (hover any strategy tab for pros + cons)
Offer ($)
Monthly rent ($)
Local comp range: $6,349–$8,787/mo
Financing
DepositYour cash in — the rest is the mortgage25% · $4,472,000
5%100% (cash buy)
Mortgage rate5y fixed7.0%
3.0%9.0%
Mortgage term (years)
Stress rate8.0%
5.0%9.0%
Acquisition costs
Refurb ($)
Legal + survey ($)
Mortgage fees ($)
Running costs
Management10%
0%20%
Void weeks
Insurance ($/mo)
Maintenance ($/mo)
Result · Rent it out
Monthly Monthly profit
-$97,300
after mortgage, operating costs & tax
Income
Monthly rent+$4,050
After 2wk voids: $3,894/mo
Outgoings
Mortgage-$89,257
Operating costs-$12,093
show breakdown ▾
Management (10% of rent)-$405
CapEx reserve (5% of rent)-$203
Council Tax × voids (2w/yr)-$15
Insurance-$40
Maintenance-$67
Income taxnot modelled · net is NOI basis
Returns
Return before costson price0.27%
Cash returnon cash-21.46%
Gross margin-$8,199
Cash needed$5,439,792
Monthly profit paybackn/a (monthly loss)
Data confidence
Lender stress test
Rent-covers-mortgage check0.03
Rent-covers-mortgage check FAIL (need ≥ 1.00)
Rent by the roomupside
Tap to expand
Rent by the room conversion upside—▾
Required
Rooms (3+)7 bd
If converted
Net Rent by the room yield—
Comparables
sold within 0.5 mi
Location & transport
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PropertySchoolsUniversitiesStations
Transport detail not loaded for this property.
Tax & exit
Ltd Co
Tax bandLtd Co 25%
Mortgage-interest tax rule credit$187,824
Annual rental tax$0
CGT yr 5$0 · company level
5y net total-$5,867,853
Acquisition costs
$5.4M
25% deposit$4,472,000
Refurb$545,635
Legal + survey$3,700
Mortgage + broker$269,320
Cash needed$5,439,792
Green = verified data. Amber = market typical. Red = our estimate — verify before offering.
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Sources: Rightmove · HM Land Registry · Ofsted · EA Flood Zones Estimates not financial advice